Purchase

Refinance

Michigan Rates

Loan Options

FHA Mortgages

FHA Michigan County Limits

VA Mortgages

VA Eligibility Requirements

Rural Housing Loans

RHS Michigan Eligibility Maps

Reverse Mortgages

Calculators

Education

Glossary

Online Pre-Approval

Document Checklist

What Is My Home Worth?

Document List...

Here is a general list of documents that MAY be needed to complete your mortgage application.  Each loan is different, you may need all, some or none of the below documents.

• W2's (Past 2 years)

• Most recent 30 days of pay stubs for current employer

• Past 2 years of FULL tax returns (1040's) (if self employed, commissioned, skilled trades)

• Name, address, & phone of landlords, 2 year history (if renting)

• Name, address, & phone of employer, 2 year history

• Purchase Agreement/Contract of sale (if purchasing)

• Bank statements for all accounts, 2 consecutive months

• Recent statements for all retirement accounts

• Recent statement for all investments, such as stocks, bonds, etc.

• Property address & Loan information on other real estate owned

• Child support information from Friend Of The Court showing monthly payment and how long you have been receiving or paying (if receiving or paying child support)

• Divorce Decree (if divorced)

• Bankruptcy papers (if filed for bankruptcy in the past 7 years)

• Check for appraisal ($250 - $350)