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Michigan Rural Housing Loans   APPLY NOW!

County Eligibility Maps | County Income Limits

Rehab Loans


Michigan Guaranteed Rural Housing Loan Program

The Rural Housing loan is perfect whether you are a first time homebuyer or have owned a home in the past.  The RHS home loan is a zero down 30 year fixed loan with no monthly mortgage insurance (PMI), no pre-payment penalty and no credit score required.

Rural Development, with the partnership efforts of over 200 lenders, has assisted nearly 23,000 Michigan families obtain mortgages utilizing the Guaranteed Rural Housing Loan Program.  Residents in all 83 Michigan counties have benefited from these mortgages totaling over 1.75 billion dollars to date.

Rural Development in Michigan is proud to have led the nation in guaranteed home loans since 1995.  Our sincere thanks go out to all the lenders and borrowers that have joined together to make this program so successful.

Click here to learn more about Rural Housing Loans.


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Holly Financial, Inc. is fully licensed as a mortgage broker and mortgage lender in the state of Michigan.  Holly Financial, Inc. is an approved government loan lender with the State of Michigan.  Some content within is provided by Fannie Mae, Freddie Mac & HUD.